Common Questions
How much does the debt management program cost?
Normally, there is a one-time activation fee and a monthly service fee. These fees are included in your monthly payments, so you do not need to have money today to start your journey towards financial freedom.
What can I expect when I talk to a credit counselor?
We can answer that question on this page: What To Expect
What do the new Credit Card Laws mean for me?
If you have not heard, the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the Credit CARD Act) was signed into law in 2009. The new law is intended to help protect consumers from unfair practices with regard to fees, penalties, interest rate increases and other unwarranted changes in account terms. Read on to learn more.
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Financial Education
Why “August 2009, Febuary 2010, and July 2010” important. to you PT.1
Legislative changes might be boring… however, the credit card changes being rolled our are the ultimate in consumer empowerment! Don’t miss how your credit card relationship will change!
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The Real Face of Recovery
Finally, real evidence of economic recovery. We’ve heard good news, we’ve heard bad news. It seems that the state of our economy is dependent upon your source!
Read more...Debtbusters Blog
- 100 Ways to Save $1000 in 1 Day!
We think you should take a day off from work… But ONLY if you can commit to saving $1000 in that day! Before you put in your time-off request read through our list of ways to save money and plan your day off according to how much you’d like to save. Your $1,000 “day off” will relax you more than an expensive week at the beach… so you’re already ahead
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- Tips for the Valentine on a Budget - from CESI Debt Solutions
Valentine’s Day is fast approaching, leading Americans to spend like crazy to impress that special someone. CESI Debt Solutions suggests that this year people channel their own hopeless romantic side to combat excessive spending over the holiday, while creating everlasting memories—minus the price tag.
My personal favorite is what Neil Ellington, executive vice president of CESI Debt Solutions, plans to do for his wife: “My Valentine’s gift for my wife this year is a Valentine card she gave me 10 years ago that I have saved,” said Ellington. “I am adding a note to say ‘I love you the same as I did 10 years ago’.”
Read more...- Organic IS cheaper
Why buying expensive, environmentally conscious food may actually save you money.
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