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Call of Duty is one of the biggest game franchises of all-time, with the latest release in the series (Modern Warfare 3) reaching $1 billion in sales a month after its release. I’ll be the first to admit I’ve wasted too much time playing Call of Duty, but I’ve realized there’s a few great financial lessons that can be taken away from this addicting game.
Save for the bad AND good times. Ammo is limited and hard-to-find in Call of Duty, which makes it tough to stay on long hot streaks. Good strategy involves preparing for desperate times surrounded by enemies, but also having plenty of ammo for the times when things are going your way. It’s good to have a safety net for when you may lose your job or other crisis, but it’s also great to have money saved for a new couch or other items you might want. Instead of using credit to buy new things, you can pay in full up front. Easier said than done of course, but the feeling of paying for a major purchase or investment in full is unmatched.
Teamwork isn’t fun, but it gets the job done. Winning a match on Call of Duty involves teamwork, even with a less than stellar team at times. Every time I’ve tried to ignore my team and go it alone, I’ve lost miserably. The same goes for my finances. I’m often too proud to ask for help and advice, but my ego has cost me thousands of dollars in the last few years. Whether it’s getting help from CESI Debt Solutions, your family, friends, or financial buddy, using your team always helps.
Better resources mean better results. Whether it’s a new scope, weapon, or radar, a new tool always gives me an advantage on Call of Duty. With my personal finances, I take advantage of apps such as Mint for budgeting, financial calculators to keep aware of my debts, and personal finance blogs for advice and tips. Being debt-free in the 21st century means taking full advantage of technology and other resources to keep your finances in check.
Learn to accept defeat. I may play Call of Duty hours on end, but there’s many people playing for days on end with much more experience than me. I often get destroyed and dominated while playing, which isn’t a fun experience. However, I’ve learned to accept my shortcomings. Financially, I’ve made mistakes and continue to pay for them. Looking back on the past is not beneficial in any case. All I can do is improve my abilities and not repeat the same mistakes.
Call of Duty isn’t exactly a school for personal finance, but the game can offer some insights. Both the game and personal finances can be frustrating, tormenting, stressful, and downright exhausting. However, the end result of reaching your goals are amazingly rewarding.
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