10 ways that you can save money on a monthly basis
There are everyday ways that you can cut cost and save on a monthly basis, here are just 10 ways that you can with everyday living. A little bit of savings can add up to a lot over the long haul!
1) Cut your daily shower to 10 minutes from 15 minutes. This will conserve on water cost. Even if you live somewhere where the water is included in your monthly rent, then you will still need to factor in the cost of heating the water on your energy bill. According to the federal light conversation resource division you could be saving 57 cents a day. which is $208 dollars a year. So by cutting the number of songs you are singing in shower will save you money.
2) Reduce your home's water heater setting to 120 degrees from 140 degrees. If you use an electric water heater, the annual savings would be somewhat less (about $75) than if you are using a Gas water heater according to the U.S. Environmental Protection Agency's Energy program.
3) Brew your own cup of coffee instead of picking up a latte at Starbucks. A tall latte at the local Starbucks will run you about $3 a cup, or $1,095 a year, if you go there every day. If you brew your own at home for 50 cents or less per cup, you'll pay nearly $183.
4) Prepare your own lunch rather than buying out. It may not be as much fun as eating out, but there is no question that packing a lunch will save a bundle of money.
5) Hit the water cooler at work instead of buying bottled water. If you can avoid paying for the bottled stuff (at $1 to $1.50 a bottle), you can save at least $5 to $7.50 for each five-day work week. This could save you $12-$15 a month or $240+ each year.
6) Carpool or work from home one day a week instead of driving into the office each day. Let's assume a gas price of about $4.07 a gallon (We know. It's much higher in a lot of places and it's not going to stay at $4.07 a gallon.) Let's also figure on a daily round-trip commute of 30 miles and that a full-size car or SUV can get about 15 city miles to the gallon. An employee who logs on from home or catches a ride with a co-worker a minimum of once a week can avoid spending at least $8.14 at the pump a week.
7) Cut your lawn yourself instead of hiring a lawn service. You can trim costs substantially by cutting your lawn yourself. Lawn services generally charge $20 to $40 for a weekly cutting for an average lawn, and as much as $90 if you throw in leaf blowing and hedging, etc. But you'll have to subtract what it costs to fuel your mower. Obviously, you'll have to use a manual mower to get the most savings.
8) Polish your nails at home instead of getting a weekly manicure. Even though it's good to treat yourself to something nice like pampering treatments from salons to give you that boost of self esteem, cutting down on this expense will help if you can cut it down to 1 a month. Skip the salon and buff your nails yourself, and you'll pocket $10 to $20 a week.
9) Order a film from a movie-rental service instead of going to the nearest multiplex. This assumes that a movie ticket is about $7 these days (yes, such places exist. It can be more like $10 or up in many places). It also assumes that you go to the movies once a month, and that DVD services like Netflix.com, Blockbuster.com and Intelliflix.com offer plans for as low as $3.99 a month. More benefits: The flat monthly DVD service fee often includes more than one rental a month, and the popcorn you pop may be cheaper and healthier than the stuff at the local theater. And we won't even begin to discuss the cost of a baby-sitter.
10) Use compact fluorescent bulbs in your lamps and light fixtures instead of the old incandescent type. If you replace just one regular light bulb with a compact fluorescent one, you'll save $6 in electricity costs over a year, according to the EnergyStar program. If you've got 20 bulbs in your house, those savings will start to look even brighter.
These are some easy and great ways that you can save money. there are tons of other ways that you can also. You can probably find even more ways that you can customize your lifestyle in an effort to free up that disposable income so more goes into the saving, rather the more going out then what you really have to.If you have any recommendations on how you can save feel free to leave some comments so others can read them.
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AJohnsonI was born in San Juan, Puerto Rico, Moved to the states when I was 8 by way of NYC. Attended Berkely Majoring in Fashion Marketing and Management. Moved to Ohio attended Cincinnati State and majored in Business Management. Moved on to Raleigh in 2008 Searching for a new life and fresh start. I've been working for CESI and its a great company to work for. I love to help people and since there are 1000's of families that need help, I'll put make myself availible to bring a positive solution to your hardships,with Education and providing alternatives to show you there is indeed light at the end of the tunnel.
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