Education & Community

DebtBusters Blog

Our team is looking for all the hints, tips, tricks, and factoids to keep you in tune with your financial health. With a little bit of humor, a lot of accuracy, and an overload of information, the DebtBusters Blog takes aim at your debt!

23 Common Causes of the Destructive Debt Spiral

You’re living paycheck to paycheck, one emergency away from charging your mortgage to your credit card. Then the car breaks down - $576. Then your son breaks his arm and your insurance doesn’t cover it all - $365. Then your checks for your utility bills bounce, and to top it off your work announces upcoming layoffs. Suddenly you realize you’re deep down the debt spiral, out of control and terrified for the future of your family. It’s usually not one cause, not two, but a combination of events and decisions can send you down the debt spiral where suddenly you’re borrowing money to pay debts, monthly living expenses, and more.

Posted on Feb 27, 2010 - 12:03 PM by Nicole Plescher

58 Warning Signs of a Shopping Addiction

Your pulse pounds in your throat and your chest threatens to explode with the pressure of your loneliness. This pressure overwhelms you, it controls you, and you hate it. When you see the store ahead of you, you can feel your control returning. As you walk into the store you feel lighter. You sigh. Those dangerous, explosive feelings soothe, washed away in the excitement of shopping.

You are a shopaholic, and you are not alone.

Posted on Feb 19, 2010 - 02:56 PM by Nicole Plescher

100 Ways to Save $1000 in 1 Day!

We think you should take a day off from work… But ONLY if you can commit to saving $1000 in that day! Before you put in your time-off request read through our list of ways to save money and plan your day off according to how much you’d like to save. Your $1,000 “day off” will relax you more than an expensive week at the beach… so you’re already ahead

Posted on Feb 02, 2010 - 08:38 AM by Nicole Plescher

Tips for the Valentine on a Budget - from CESI Debt Solutions

Valentine’s Day is fast approaching, leading Americans to spend like crazy to impress that special someone. CESI Debt Solutions suggests that this year people channel their own hopeless romantic side to combat excessive spending over the holiday, while creating everlasting memories—minus the price tag.

My personal favorite is what Neil Ellington, executive vice president of CESI Debt Solutions, plans to do for his wife: “My Valentine’s gift for my wife this year is a Valentine card she gave me 10 years ago that I have saved,” said Ellington. “I am adding a note to say ‘I love you the same as I did 10 years ago’.”

Posted on Jan 28, 2010 - 12:15 PM by Nicole Plescher

The Best 101 Debt Busting Posts of 2009 (from 101 Frugal Bloggers)

There were a lot of great “frugal-minded” posts in 2009! We compiled the best of the best for your convenience and present you with the top debt busting posts of 2009!

Posted on Jan 11, 2010 - 04:19 PM by Nicole Plescher

101 Financial Calculators

This comprehensive list contains every financial calculator you could possibly need from around the web. CESI collected the greatest calculators available and compiled them in one list for you!

Posted on Dec 23, 2009 - 10:35 AM by Nicole Plescher

About the Authors

The Debtbusters Blog is written by a variety of experts employed with CESI Debt Solutions. Our special Debtbusters blogging team is always on the lookout for hints, tips, and tricks to help your money work harder for you!

New Forum Topics

What do you do with your tax returns? - Started by Tracy
What is your plan for paying off debt this year? - Started by Tracy
Worried About Retirement? Check This Out - Started by DBretz
My Favorite Money Trick--The Rule of 70 - Started by DBretz
Do you know how to access your free credit report? - Started by Tracy

About CESI

CESI is a not-for-profit organization for consumers in search of financial independence and freedom from debt. We offer a wide range of services from debt management to credit counseling to financial education. And We're dedicated to helping you find the debt solutions that work for your situation. More...