May 21, 2013

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Slash Your Grocery Bill by Buying In-Season Produce

how to buy in-season produce

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I always like to share tips with you on how to save money at the grocery store. Face it, groceries probably eat up a HUGE chunk of your budget. My personal favorite way to save money is by using coupons, but not all stores offer coupons for the healthiest foods, like fruits and veggies or meat. For this reason, farmer’s markets are great places to get cheaper produce and meat direct from the source. But if you don’t have time to hit up the farmer’s market, or you don’t have one near you, the best way to save on fresh foods like produce is to buy what’s in season. Here’s our guide to seasonal food.

Spring

I love visiting pick-your-own farms in the spring for fresh strawberries. Those store-bought ones don’t even compare, but if you do buy strawberries at the store, they’ll be freshest from early May until early June. Other produce to buy during the spring: peppers, greens (lettuce, spinach, kale, arugula, etc.), peas, celery, asparagus, turnips, rhubarb, spring onions, etc.

Summer

I love how so many little produce stands pop up during the summer months. This makes it easier to get produce directly from the farmer without having to make time for the farmer’s market. The list of fresh produce during the summer months is huge, so here are just a few of many: greens (same as mentioned above), broccoli, cherries, blackberries, blueberries, cabbage, cucumber, corn, onions, peppers, tomatoes (there’s also nothing like a fresh-picked tomato!), potatoes, summer squash, zucchini, radishes, eggplant, apples, peaches, watermelon, and many more. Talk about endless variety!

Fall

You may be surprised to know how many veggies are in-season during the fall. Much of the spring and summer produce will be particularly expensive and less flavorful during the fall and winter months, so eat these foods instead: winter squash, pears, plums, carrots, peas, gourds, pumpkins, leeks, turnips, apples, zucchini, beets, cauliflower, etc.

Winter

Although this is probably the smallest list of in-season produce, there are still several options to choose from: winter squash, radishes, pumpkins, Brussels sprouts, carrots, onions, celery, greens, leeks, turnips, potatoes, etc.

When you buy food that is in-season, it’s not only cheaper but also more flavorful too! Grocery stores are able to buy it from local farms, instead of having it shipped from across the country, so the seasonal items you buy are much fresher and tastier than those that are out of season. Buying fresh seasonal produce is just another easy way to save on your grocery bill!

Prom Night for Less

Frugal prom ideas

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It’s prom season, and to your high schooler that probably means a fancy dress or tux, glamorous jewelry, dinner at an expensive restaurant, perhaps a limo and chauffer, and crazy after parties – but to you, it probably means one thing: $$$$$

Prom is certainly a night that all high school attendees will always remember, but that doesn’t mean you have to drain your savings to help pay for that special memory. Even as a teenager, I was fairly money-savvy (I really just hated departing with the little money I had), and my parents weren’t in a place to completely ignore the family budget just because of one special dance. So we made some compromises and worked together to make it a perfect night. I didn’t have a limo or dinner at a 5-star restaurant, but I certainly didn’t miss those things, and neither will your teenager. Here are some tips to avoid breaking the bank when it comes to prom night.

Shop around for the dress, or look for the best deal on a tux. For my senior prom, I fell in love with a gorgeous purple and white dress that I found at a specialty boutique at the mall – but we did not have $300 to spend on it. I knew the style name and number, so I Googled for hours to try to track down the same dress online. It worked! It took a LOT of searching on my part, but I finally found the dress for about $100 on a prom dress website. So shop around, look online for cheaper prices, and don’t be afraid to check out discount bridal stores, which often have prom dresses as well.

Don’t go overboard with accessories. The dress costs enough as it is, so don’t spend another $100+ on shoes, jewelry, and a purse that probably won’t be worn again. No need to buy these things at expensive department stores – chances are your daughter can find what she needs at Claire’s or Icing – or maybe even in YOUR jewelry box! For my shoes, I knew I wouldn’t wear them again so I bought a cheap $20 pair at Payless and they worked out perfectly. Also, no expensive salon hairdo for me – my mom put mine up in a beautiful updo for free.

A limo might seen like a necessity to your child, especially if all his or her friends are planning to do it. I personally thought this was unnecessary because I enjoyed my date driving me himself, because we got to spend more one-on-one time together. But if your son or daughter is adamant about it, try to organize a big group to share one limo, that way it reduces the cost per person, and they’ll definitely have a blast with their friends. If it’s really not in your budget, ask your teen to save up and pay for this luxury with his or her own money.

Dinner at a 5-star restaurant might be tasty, but your kid will never remember much about how the food tasted. We went to a slightly upscale restaurant with moderate prices. This was so much fun because all the families dining out admired my dress and told us how nice we looked. I don’t remember what I ate, I just remember the experience of sharing that time with my date at a nice restaurant.

Prom can be a very expensive experience, so I would also recommend splitting some of the costs with your child. Perhaps you could agree to pay for the dress and accessories if your daughter pays for dinner and transportation. Find the arrangement that works for your family, and your teen will have a night to remember without the heavy price tag.

Organic Eating on a Budget

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You’ve probably heard a little bit about organic food and how much healthier it is for you than non-organic food, right? I’ve been hearing this for a few years but when I looked at the prices of organic food at my grocery store, I realized there was no way I could afford to switch to organic food. But after doing some research on organic diets, I’ve realized that it is possible to have a healthy, organic diet without doubling my grocery budget. Here are some tips to help you make the switch.

You don’t have to switch to an entirely organic diet. Just substituting a few items when you can afford to do so will do your body good. I definitely can’t afford to buy only organic produce, meat, and snacks all the time, but I can afford to buy only the produce. It’s not hard to make small changes like that.

Know what good prices are for organic items so that you know when to stock up during good sales. Do a Google search to see if there are organic food price lists for your area. If your grocery store prices are higher than average for your area, wait until they drop to stock up.

Many people think coupons are only for junk food but that’s not the case. I’ve found plenty of coupons for all-natural or organic items, including meat and eggs. Check out the Sunday coupon inserts, or visit your favorite brand’s Facebook page to see if they have any coupons. Recently, I was able to buy organic snack bars (which I bought instead of granola bars) for 5 cents each (I bought 14 single bars for 5 cents each for a total of 70 cents) because of a sale and a few coupons I had. Those bars were regularly 85 cents EACH!

Start a small garden in your backyard. You’ll know your fruits and veggies are pesticide free, and in my opinion, nothing tastes as good as home-grown veggies!

Check out your local farmer’s market. You can support local farmers as well as find out which of their products are organic or all-natural. You may be able to buy meat cheaper here than at the grocery store, so stock up and freeze it. Another good thing about buying straight from the grower: you can speak to someone from the farm to get their tips and advice on organic eating.

As an alternative to going to the farmer’s market, you could go directly to the farm. Visit Local Harvest to find farms in your area.

Consider shopping at more than one grocery store. Your regular supermarket may have some items that are cheaper, but others may be better priced at Whole Foods or another health-food store. Comparison-shop, but don’t drive yourself crazy visiting every grocery store in town.

Know which items to buy or not buy organic. Some of the cleanest fruits and vegetables include onions, sweet corn, pineapple, avocados, cabbage, sweet peas, asparagus, mangoes, sweet potatoes, grapefruit, watermelon, mushrooms, and more. This means they have the least amounts of pesticide so it’s usually okay to buy the non-organic version. Some items that contain the most pesticides: apples, celery, sweet bell peppers, peaches, strawberries, spinach, lettuce, cucumbers, and potatoes. Try to buy these organic.

Making small changes will help your diet, and only buying a few organic items at a time won’t drain your bank account. Commit to healthy eating and your body will feel better in no time – and that will save you lots of money in the long run!

After-Christmas Shopping Tips

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Like Black Friday, spending the day after Christmas shopping is a tradition for millions of Americans. In my opinion, December 26 is actually a much better day to shop. Not only are there fewer crowds (there will definitely be crowds – but it won’t be as bad as Black Friday), stores often have better prices on many items. Here’s my list of the top items to buy the day after Christmas (and if you can’t make it out today, many stores will keep their sales going for a few days).

Christmas décor, gift wrap, tags, etc. Most stores mark down these items to 50% off for the first few days or a week or so after Christmas, so it’s a great time to stock up for next year. The longer you wait, the bigger the discounts get – by this time next week, a lot of items will be 75% off. I like to give ornaments as gifts, so this is a great time to stock up for cheap. And if you’ll need a new artificial tree next year, now’s the time to buy it.

Gift sets. It seems like you can buy anything in a gift set, from sausages and cheese to perfume, body wash, and makeup. These are specifically put out for the holidays and they’re discounted immediately after. Sometimes you can even find coupons for them – for example, I have a $3 off Axe holiday gift set that doesn’t expire until New Year’s Eve. That will be marked down 50% off from around $10 to around $5 at many stores, so I plan to get this for my boyfriend for about $2. Non-food gift sets are great to put away for next year, save them for a birthday, or give them as a holiday gift to someone you won’t see until after Christmas is over.

Holiday food. Whether it’s sausage or holiday-themed candy, it’ll be at least half off today, so stock up! I use a lot of candy like M&M’s for baking, so it doesn’t matter if they’re red and green. And there are some foods I love that I only see around the holidays, so I pick up a few extras to last a little longer.

Beach towels. What, in December? Yes! Many stores try to sell them as gifts, and there won’t be much more demand for them until spring, so these should be discounted as well. Buy them cheaper now and you won’t have to pay full price in May!

Calendars. You know those pop-up stores at the mall that sell calendars and games? They need to move the rest of their inventory in the next few weeks before shutting down for the season, so their merchandise will be heavily discounted.

Clothes. There are great clothing sales this time of year. Sometimes stores are already trying to get rid of some of their winter merchandise, and if anything is leftover from summer,  it’s likely to be around 80-90% off. I have found some amazing clothing deals this way.

Remember, most of these sales will last for several days, so figure out which of your favorite stores are having the best sales so you can plan your shopping trip. Don’t forget to look for store coupons to save even more!

Tips for a Cheaper Holiday Celebration

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The holidays are here once again and that means you’re probably spending a fortune on gifts and are preparing to host company or visit family. That means you’ll still be spending even more money before the holidays are over. But don’t drain your bank account just yet. There are several things you can do to make the rest of the holidays a little less expensive.

Get creative with your wrapping paper. Buying several rolls of paper adds up, so we often get creative in my family. You’ve probably heard of using comics from the newspaper as wrapping paper, but here are a few other ideas. We always have Mylar balloons leftover from someone’s birthday, so we’ll let the air out, cut them up, and wrap gifts in them. My dad owns a construction company and often has large rolls of plan paper from previous job sites, and he no longer needs it – so when I was younger, we’d wrap gifts in that paper and decorate the blank side for custom wrapping paper.

Make your own gift tags. You could use old greeting cards or some other scraps you have around the house, and cut them into whatever shape you want. No need to buy tags!

Make homemade gifts. Browse sites like Pinterest for tons of ideas of easy, cheap, handmade goods. Or if you’re not the crafty type, baking is always a great option because who doesn’t love receiving a tin full of goodies? (And wouldn’t those cookies pictured above make a cute gift?) I love to buy people gifts but my family is huge, so I buy each person a small gift and add baked goods to it so I have a little more to give. I’ve found some great holiday recipes off Pinterest as well.

You don’t have to spend a fortune on decorations. Artificial trees last for years, so there’s no need to spend a lot of money on a tree unless you want a real one every year. Check out the dollar store for other decorations. I’ve bought everything from ornaments to tins for my baked goods to serving trays at the dollar store. And remember that you don’t have to go with the best of everything if you can’t afford it. My boyfriend and I were looking at stockings at Target, and they were around $15 each! Definitely out of our budget for a stocking. Then we saw some $1 stockings, and yes, they were very plain and not as fancy as the $15 ones, but I wrote our names on them with paint and they look very nice hanging in our apartment. Maybe one day we’ll buy the $15 stockings, but these serve the same purpose and we could afford them.

If you’re hosting holiday company, look for cheap entertainment. There are tons of free events going on this time of year, from town-sponsored holiday events to church concerts or local university theater shows. Just piling everyone into the car to look at Christmas lights can be great entertainment. Or play an old-fashioned board game together! There are endless opportunities for free or low-cost entertainment.

What tips do you have for cheaper holiday celebrations? Share with us in the comments!

FTC’s Tips for a Happy Holiday

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Earlier this month, the Federal Trade Commission (FTC) sent consumers a list of 12 holiday shopping tips to not only help you be a smarter shopper, but to also keep your information more secure. Some of these may seem like common sense, but it’s easy to get caught up in the holiday chaos and unintentionally overspend or unknowingly give to a charity that’s actually a scam. Follow the FTC’s advice to be sure you have the happiest holiday possible.

  • Make a budget and stick to it. Make a list whenever you go out shopping, and don’t buy anything that’s not on your list – this will help you stick to your budget. Wrapping paper, bows, gift tags, and tape aren’t cheap, so don’t forget to include those in your budget, plus any money you might spend on food, parking, etc. while you’re out shopping.
  • Read product reviews to make sure you’re getting a quality item. The FTC suggests reading and comparing reviews on several sites. I’ve personally found that checking reviews on Amazon is sufficient for most items, but do plenty of research for large purchases.
  • Mobile shopping apps are helpful, but the FTC cautions that some may gather and share your information for third parties. It’s always helpful to read reviews of apps too, and make sure they keep your information secure.
  • If you’re planning to give a gift of jewelry, take time before you go out looking to read the FTC’s guide for buying jewelry. This will help ensure you’re getting a quality piece for your loved one.
  • Watch closely as the cashier rings up your items. Sometimes the price on the shelf is inconsistent with the price that shows up on the computer, and this could cost you – so pay close attention to make sure you’re paying what you intended to pay!
  • Save your receipts. This includes receipts for online orders as well, plus any packing or return information that may have come in the box.
  • Watch out for free downloads, like ecards and holiday screen savers that might contain spyware. Keep your anti-virus and
    anti-spyware up-to-date in order to keep your information secure.
  • If you get charged for an item you never received, here’s what to do about it.
  • Just like you would keep cash secure in your wallet, put your gift cards in a safe place right away too. Unlike a credit card which can be canceled and replaced if lost, you’re usually out of luck if you lose your gift card.
  • Help the environment by shopping for “green” items, but make sure you understand the claims on the label before you buy.
  • Don’t give your credit card information to anyone. You probably haven’t won a free holiday vacation or a free iPad, so don’t
    fall for any of those scams to get your personal information.
  • Many people are eager to help others during the holidays, and unfortunately scammers like to take advantage of these people. Before donating to a charity you’re unfamiliar with, do some research to be sure it’s legitimate. Better yet, give to an organization you know is reputable.

If you think you’ve been the victim of holiday fraud, visit the FTC’s online Complaint Assistant or call 1-877-382-4357.

Couponing 101: Tips & Advice

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This is the final post in our Couponing 101 series. Here you can find Part 1, Part 2, Part 3, Part 4, Part 5, and Part 6. Thanks for joining us!

Now that you’re ready to start couponing, here are some tips and pieces of advice to remember along the way.

You won’t be able to jump in head first right away. It takes time to build a stock of coupons. You’ll definitely be able to find some deals with just a few weeks’ of inserts and the Internet, but try to build up a 6-week stock of inserts.

Don’t search everywhere on the Internet for match-ups. I wouldn’t recommend using more than two sites, because most of the deals will overlap. I personally only use one site. If you’re scouring all the deal sites to find every single deal, you’re wasting your time. You may end up with a free salad dressing you wouldn’t have otherwise known about, but is that really worth an extra hour of your time?

Don’t beat yourself up if you miss a great deal. You can’t get them all every time – but remember, if it’s a good deal now, it’ll be a good deal again a few weeks down the road.

You don’t always have to use coupons. Sometimes I just don’t have the extra hour or two to do match-ups, and that’s okay. I do hate paying full price for groceries, but I don’t feel too guilty when I spend more than usual because I’m saving the rest of the time. Paying full price does, however, make me thankful for coupons – so I’m happy to make time for them the next week.

Likewise, it’s easy to burn out on couponing. You may not feel like getting papers, printing coupons, or finding the match-ups. That’s okay too. It’s healthy to take a break from it now and then.

It’s okay to splurge. If you’re only spending $20 for $50 worth of groceries, and you really want something that’s not on sale – it’s okay to buy it now and then because you’re saving so much.

You don’t have to have 12 bottles of ketchup or enough toilet paper to last 3 years. Remember that sales cycles are usually about 6 weeks, so just try to get enough to last until the next big sale. True, if I get toilet paper for $2 or boxes of rice for free, I buy more than a 6 week supply – but I also have room to store it. If that’s the case for you, go for it – but only if you’ll end up using it. (In fact, back in July there were such good sales on toilet paper that I really stocked up. I still have 3 rolls of that left. I don’t remember exactly what I paid, but I know it was well under $15 for a five-monthly supply of TP!)

Forget brand loyalty if you’re couponing. You’ll be buying tons of different brands and trying many products you might not have otherwise tried.

Above all else, remember that just like anything else, couponing takes time to learn. You probably won’t save 80% off your grocery bill the first time you go, but aim to save as much as possible. You’ll get better at it as you go along, you’ll learn the ins and outs of the coupon policy at your grocery store, and you’ll be very happy with the amount of money you start to save at checkout. Good luck!

Couponing 101: Double Coupons and Coupon Events

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This is Part 6 of our Couponing 101 series. Check out Part 1, Part 2, Part 3, Part 4, and Part 5. The final post in the series can be viewed here.

Our next shopping trip example will be to a store that doubles coupons. We’ll pick Harris Teeter. Harris Teeter doubles coupons up to 99 cents, and anything above that is redeemed at face value. Review your coupon matchup site to see what’s a good deal this week, and let’s get ready to go to the store.

You’ve got a sore throat and notice Ricola cough drops are on sale, or maybe you want to stock your medicine cabinet. They’re BOGO for $2.19, so the price of one bag is $1.09 (remember, BOGO at HT means ½ off each item). Our coupon is for 75 cents off. Since HT doubles coupons, our coupon is actually worth $1.50 off the price of one. That means the cough drops are free! Remember, if you have two coupons you can have two free bags – good for stocking up your medicine cabinet or donating to a local charity.

Remember that some stores double coupons up to different amounts. The Kroger in my area doubles up to 50 cents, and anything above 50 cents is worth face value. But that policy varies even by store, because some stores will double up to 50 cents, and everything from 51 cents to a dollar is worth one dollar. Be sure to ask your store about their double coupon policy.

Some of the stores that double coupons occasionally have special coupon events. Every couple months or so, Harris Teeter has either Super Doubles or Triples. At Super Doubles, all coupons up to $2.00 double. This really lets you get some amazing deals. Suppose you have a coupon for $2 off a Digiorno frozen pizza, which is on sale for $4.99. Your $2 coupon doubles to $4, and your pizza would cost 99 cents!

Triples is just like doubles, but instead of doubling coupons, all coupons up to 99 cents are tripled. So a 75 cents off coupon would be worth $2.25 off. So if you have 75 cents off Axe deoderant, which is on sale for $2.99, you only pay 74 cents! Recently, Harris Teeter held a “Super Triples” event where they even tripled $1 coupons!

Coupon events usually last a week, though sometimes they may be as short as a single day. They’re usually filled with freebies, but freebies and the lowest-price items tend to sell out very quickly. I would recommend going to the store as soon as they open on the first day of the event to get the most deals. Most stores offer rain checks that never expire, so if a sale item you wanted is out of stock, the store will issue you a certificate stating that you can have it for that price – for example, Healthy Choice frozen meals for $1.99. If you had a 75 cents off coupon that would have tripled to make the meal free, you’ll be able to use your rain check at the next coupon event. Your coupon might be expired, but remember that new coupons for the same products tend to come out every 6 weeks or so.

Coupon events do have restrictions, so again, be familiar with their policy. Pay attention to make sure all your coupons scan and multiply at check out. Most importantly, have fun while you’re learning how to do it and you’ll see that coupons really are worth it.

Stay tuned for our final post, where I’ll give you some last minute tips and tricks to help you on your couponing adventure!

Couponing 101: At the Store

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This is Part 5 of our Couponing 101 series. Check out Part 1, Part 2, Part 3, and Part 4, or click here for Part 6!

We’re about to hit the store, but I would suggest organizing your coupons before you go. I try to keep mine in an order that makes sense for the layout of the store so that I’m not running back and forth trying to find everything. This is easier if it’s a store you frequent so you know the basic layout, but you can still do it even if you’re shopping at a new store.

First, categorize your coupons. I put them in stacks for pharmacy items/toiletry items, grocery (anything not produce, frozen, or refrigerated), refrigerated items, and frozen items. If you’re familiar with the store, you may want to further organize – put the grocery section items located near each other together in the stack. Then figure out what order you want to shop. I usually do pharmacy/toiletries first, then groceries, then refrigerated food, then frozen food, but do whatever works for you. I stack my coupons so that the first ones I’ll use are on top, and I carry them in an envelope – no fancy coupon organizer for me (but Christmas is coming soon!).

Now let’s head to the store. Let’s say we’re going to a grocery store that doesn’t double coupons – Food Lion. So let’s imagine your first coupon is for Dove Body Wash, on sale this week for $3.99. You have a $2 off coupon. Grab the body wash for $1.99, start a stack of used coupons in your cart, and cross that off your list.

Eventually we come to Hamburger Helper meals, which are on sale buy-one-get-one free for $1.49. Food Lion’s coupon policy means that each box would ring up at half price. You don’t have to buy two to get the half price deal. I buy one for 75 cents. I also have a 50 cents off Hamburger Helper coupon, so that makes it 25 cents. Suppose I have another 50 cents off coupon, so I pick up another box for 25 cents. That’s two boxes of Hamburger Helper for 50 cents, when the regular price of two boxes would have been $2.98!

We pick up some other items, then hit the frozen foods section. We want to buy Jimmy Dean breakfast biscuits. We have a coupon for $1.50 off and they should be on sale for $3.99, so we should get them for $2.49. But when we look at the price in-store, they’re not on sale. They’re at regular price, $4.99. This does happen sometimes, especially when the matchup blogger lives in a different region where occasionally a sale doesn’t match up. It can be disappointing to find out you won’t get the great deal you were expecting, but it happens from time to time. At this point, it’s up to you to decide if $3.49 is too much to pay for the biscuits. Did you specifically need breakfast food? If so, pick something else as a cheaper alternative. If you normally buy Jimmy Dean biscuits for $4.99 anyway, then $3.49 is still a great deal. It’s up to you to decide whether it’s worth it in the event the price doesn’t match up.

Now we’re ready to check out. Give the cashier your store loyalty card first, ring up the items, then hand over the coupons and watch your total drop! If you notice any problems, ask questions and don’t forget that you should have a copy of the coupon policy on hand. Now it’s time to enjoy those groceries and especially the savings!

In our next post, we’ll visit a store with double coupons.

Couponing 101: Finding the Deals

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This is Part 4 of our Couponing 101 series. Click here for Part 1, Part 2, and Part 3, or here for Part 5.

Our last post talked about finding a coupon matchup site. If you’ve done that, you’re almost ready to start shopping. But first I’m going to show you how to find deals. We’ll use my favorite matchup site, Southern Savers, as an example, with Harris Teeter as our example store. I’m going to this post in the Harris Teeter section, the most recent sales as of the time I’m writing this blog. Browse this post for a moment to see if it makes sense to you.

It might look a bit confusing. What are the numbers in parenthesis? What do all those abbreviations mean? Which coupon do I use?

The numbers in parenthesis represent the price of one item for Buy One, Get One deals. At Harris Teeter, you don’t have to buy two to get the “BOGO” price – if an item is BOGO, each rings up half price. But at some stores, you do have to buy both items to get the BOGO price. (Another reason why you should know store policies!)

The coupons currently available for the item are listed under the item title. Printable coupons are denoted with a link to the coupon; sometimes print limits have been reached and coupons are no longer available. (It’s a good idea to print high-value coupons you know you’ll use right away so you have them.) If the coupon is from an insert, it will say RP (RedPlum), SS (SmartSource), or PG (Proctor & Gamble) with the date of the insert. See why we labeled each insert? You can easily flip through your stack of RedPlums to find, say, the October 7 insert. There may be several coupons listed under a product, but the website should recommend which one to use to get the best price. Note that it may not be the highest value coupon depending on whether or not your store doubles. If your store doubles coupons up to 99 cents, a 75 cents off coupon would be more valuable than a $1.00 off coupon because it would double to $1.50 off – and the $1.00 off coupon would not double. Flip through the insert to find the coupon recommended to get the best deal, then clip it.

Occasionally, you may not find a coupon that’s supposed to be in a particular insert. Coupons vary by region, so that coupon may have been available in the region the blogger lives in but not where you’re at. So you may find that you miss a few good deals, but don’t worry – you’ll catch them at some point.

This week at HT, Smart Balance butter is on sale, BOGO for $2.69. Remember, at HT that means each item rings up at half price, $1.34. I have a coupon for 75 cents off, which doubles to $1.50 off – that means I get free butter! If you have more than one coupon, you could get more than one pack of butter for free. I do this when it’s free, since butter freezes.

Go through the list to find the items you’re interested in and clip those coupons. See why we didn’t clip them at first? It’s easier to leave them in the insert, since the matchup site will tell you exactly where to find them. Most sites will let you print a list of only the items you want, or you can write down your own list.

Now we’re ready to hit the store, but wait until you read the next post before you go!