What To Expect In Your Third Month

Congratulations! You’ve decided to call CESI for a free credit consultation. Now, you want to know what your experience will be like. Here is a brief overview of what you can expect in your third month with CESI.

Third Month

Jane's Story

Jane isn’t spending as much as she used too. She’s being far more frugal with her eating out, shopping, and partying. However her credit is starting to improve and her debt is going down every month.

Month three is when you will start seeing significant differences in your debt situation. At this point, you’re experiencing the reality of your lifestyle change. To maintain your progress towards financial freedom, you’ve had to make adjustments. You’re not eating out as much. You’ve stopped spending money on extras that you used to splurge on. It can be difficult. It can even seem as if you’ve lost some freedom.

But rest assured it’s worth it. For the ones who make the commitment to continue on with their plan even though it’s difficult, the benefits are more than enough to make up for the tough adjustment. For continued support and encouragement, your CESI counselor is available for additional counseling sessions throughout your time on the debt management plan.

The good news is you’re seeing progress. By now, you should be receiving your full creditor benefits and your monthly statements from CESI, showing what you’ve paid towards each of your debts. It’s exciting and encouraging. The debt you thought would never go away is decreasing every month. Keep your eyes on the future because it’s going to keep getting brighter.

What's Next

Getting out of debt is tough. If you stick it out past 3 months, you'll be doing better than 50% of the people out there. If you need support or just want to talk to others like you, click here.

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