Backed by the BBB
With a Better Business Bureau ranking of A+, We're one of the highest rated credit counseling agencies in the country. And We're ready to help you.
Have Questions? Call us: 866.484.5373
A service for every situation
Everyone’s debt is different, which is why CESI provides a range of services from debt management to credit counseling to financial education. As your partner, We're here to help you figure out which solution works best for your circumstances. And then help you put it into action.
| Debt Management | Housing Counseling | Credit Counseling | Financial Education |
|---|---|---|---|
| Our debt management plan (DMP) helps you regain control of your finances by allowing you to make one easy, affordable monthly payment. You make your payment to us, and we pay your creditors according to your plan. Learn more › |
Whether you’re living in your dream home or looking to buy it, debt can threaten to close the door on your plans. At CESI, we offer extensive housing counseling services for prospective and current homeowners. Learn more › |
With credit counseling, you can get a handle on your budget, create a financial action plan and figure out your debt to income ratio. These services are free, confidential and comprehensive, and we offer assistance over the phone, online and onsite. Learn more › |
To achieve financial freedom, you need the knowledge to make smart money decisions. Through our financial education services, we provide free resources, both online and printed, that help you develop your financial confidence. Learn more › |
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Common Questions
- Is a debt management program right for me?
- Typically, people who benefit from a debt management program are those who are getting collection calls, have fallen behind on their payments or have experienced a recent change in their financial situation. In some cases, they might be seeking an alternative to bankruptcy. People choose our program because we don’t keep your first payment like many companies do.
- How much does the debt management program cost?
- Normally, there is a one-time activation fee and a monthly service fee. These fees are included in your monthly payments, so you do not need to have money today to start your journey towards financial freedom. Please note that your state laws regulate debt management fees. Call us at 1-800-833-2293 for the fees that apply to your state.
- Is this a loan?
- No. At CESI, we discourage our customers from obtaining a debt consolidation loan. We encourage clients to change spending habits, stop using credit cards and get out of debt, not further into debt.
