Credit Counseling

You don’t have to face your debt alone. Our expert credit counselors are equipped to guide you to a debt-free life.

Certified counselors

Certified by top credit counseling agencies, our counselors stay up-to-date on the current economic conditions and the credit market through required continuing education programs. If you’re ready to take the first step toward financial freedom, our credit counselors are ready to help you today.

Our credit counselors are certified by credit counseling agencies such as:

• Association of Independent Consumer Credit Counseling Agencies (AICCCA)
• Association for Financial Counseling Planning and Education (AFCPE)
• National Institute for Financial Education (NIFE)
• The Center for Financial Certification

How we help

With CESI’s credit counseling services, you can get a handle on your budget, create a financial action plan and figure out your debt-to-income ratio. Free, confidential and comprehensive, we offer credit counseling services over the phone, online and onsite. Our certified credit counselors will take a look at your personal financial situation and help you determine your options. Based on the specifics of your situation, a credit counselor may refer you to our debt management program (DMP) or other resources that can provide the best solution for you. Our credit counseling services are just one of the ways we can help you gain financial freedom.